Provident takes your personal and financial information seriously. We are committed to your online security.
- Phishing - fraudulent emails.
- Vishing - fraudulent calls or emails requesting a call back.
- Smishing - fraudulent texts to a cell phone.
- Threaten to close your account if you do not immediately provide personal information.
- Send an email, text or automated phone call requesting your personal information.
- Require you to enter personal information directly into an email or text.
Provident will never ask you to respond to an email with any personal information. This includes your Social Security number (SSN) or your ATM or 24 Hour Access Plus Direct Talk Personal Identification Number (PIN) numbersThreat of closing an account if information is not provided
This type of email informs you that your account will be closed if you fail to "authenticate" or verify your personal information. Provident will never ask you to confirm information in this manner.Security or system emails.
This type of email indicates that the bank needs you to confirm important information. The email will ask you to update your information online. Provident will never ask you to confirm information in this manner.An offer that sounds "too good to be true."
This email may ask that you complete a short survey in order to receive money credited to your account. It will ask for your account(s) and bank routing number(s) in order to complete the deposit to your account. Provident will never ask for your information in this manner.Misspellings and/or grammatical errors.
Emails containing these issues are often an indicator of attempted fraud. Watch for typos, grammatical errors, awkward wording, and poor design.
Many web pages and emails will display the destination URL of the link when you hover over the link with your cursor. (Please do not click the link) A URL formatted provident.suspicious.com will take you to a site that is not a part of the Provident web site even though Provident is contained within the URL.
It is critical to use a highly secure password for all of your financial accounts. Never use passwords like your child's name, your pet's name, your Social Security number, your account or PIN number, or anything else that a person with the intention of performing fraud could easily discover. Passwords that are the most secure use combinations of letters, numbers, and special characters. Do not just use an address, phone number, birthdate, or worst of all, simple passwords such as 1111 or 1234. For additional security, please change your password on a regular basis and do not use the same password for multiple accounts.
If you feel you have given out any personal information in regard to your Provident account(s) (such as your account number, password, or PIN), or typed it into a website that may not be legitimate, please contact us immediately. We will take the necessary steps to help you secure your account.
Don't give out financial information such as account numbers, credit card numbers, ATM PIN number, and especially your Social Security number over the phone unless you have initiated the call and know the person/organization you are transacting business with. Please do not give this information to a stranger even if they claim to be representing Provident.
Report lost or stolen checks, credit cards, or ATM cards immediately.
Don't preprint your driver's license, telephone, or Social Security numbers on your checks.
Please notify Provident of any suspicious telephone inquiries that might ask for account information.
Don't write your (PIN) on or with your ATM or credit cards.
In order to make your online banking experience as secure as possible we have introduced a security feature that watches for uncharacteristic or unusual behavior involving your internet banking access. If anything out of the ordinary is detected, we will ask you to verify your identity.How does it work?
In the rare case we detect any unusual or uncharacteristic activity, we will ask you to answer security questions or if there are problems with answering the questions, allow us to phone you to make sure that it is really you trying to sign on. Most of the time you will not notice that the security feature is even there, but it will still be protecting you 24 hours a day and 7 days a week.Do I need to sign up for the security system?
The security system is automatically available to all of our customers. Expect to be prompted at some point while banking online to enter additional information. This may include choosing some security questions that only you know the answers to as well as supplying phone numbers where you can be reached while banking online. Once this occurs, you have added a layer of protection to your Online Banking access and best of all, it's free!
As our customer, we know how you typically behave. For example, when and from where you normally access internet banking. If we detect any activities that do not seem like your typical behavior, we will prompt you to further verify your identity. This process will ensure us it is you and not someone else trying to access your information. This will only happen on rare occasions. Normally you will not be asked for any additional information. For example, if someone tries to sign in with your user name and password from a computer in a foreign country shortly after you have logged off from your normal computer at home, we may decide to verify that it is really you trying to access your account.How do I sign up for the security system?
There is no need to sign up. The security is there right from the start! Expect to be prompted at some point while banking online to enter additional information. This may include choosing several security questions that only you know the answers to, as well as supplying phone numbers where you can be reached while banking online. Once this occurs you have added a layer of protection to your internet banking access!How much will it cost?
There is absolutely no cost associated with the new security system.When will I be asked for more information?
You will only be prompted to enter additional information when a particular activity or transaction appears to be unusual or uncharacteristic of your typical behavior. You will also be prompted to enter your information when you are first prompted to set up your security information.What additional information will I be asked?
If any unusual or uncharacteristic behavior is detected, you will be asked to answer several of the security questions you chose. You may also be asked to answer an automated phone call.What is unusual or uncharacteristic behavior?
Uncharacteristic or unusual behavior is anything that appears out-of-the-ordinary compared to how you normally would bank online and where you normally bank online. If the action being requested does not appear to be something you would normally do, we will ask you for more information to make sure it is really you and not an unauthorized user.Will I be asked for more information all the time now?
No, you will only be asked for more information when unusual or uncharacteristic behavior is detected. This will most likely be a very rare occurrence.How are you able to detect unusual or uncharacteristic behavior?
The security system takes into account factors such as the computers you typically use to access your account, or the typical security settings for your computer. Hundreds of factors, such as these, create a profile that is unique to you that allows us to make decisions about whether the person conducting a given activity appears to be really you.How do I know it is working?
You only need to complete the set-up process once; afterwards the new security system will work automatically. That means you are being protected every moment; when you are online and more importantly when you are not.How will my phone numbers be used?
If any unusual or uncharacteristic behavior is detected, you may be asked to answer an automated phone call. Once you answer the phone call, you will be prompted to enter the code that will appear on your computer screen at that time in order to verify your identity. Your phone numbers will not be sold to a third party, nor will they be used to contact you about marketing offers and promotions.How many phone numbers should I provide?
You must provide at least one phone number but are encouraged to provide up to three. In case we need to verify your identity, you may receive an automated phone call at one of the numbers you have provided. It is important to provide numbers where you can be reached when you are banking online. For instance, if you bank online at work you should provide your work or cell phone number so you can be reached there. This will ensure you can continue your online banking session without any inconvenience.What if I need to change my phone number?
If you need to change your phone number, please contact customer service at (800) 442-5201 Monday through Friday 8AM to 6PM and on Saturday 9AM to 2PM. You may also be occasionally asked to verify that your information is up to date during your Online Banking session.What if I cannot be contacted at any of the phone numbers listed?
If you cannot be contacted at any of the phone numbers listed, please contact customer service at (800) 442-5201 Monday through Friday 8AM to 6PM and on Saturday 9AM to 2PM.Is my personal information still safe?
Yes. In fact, your personal information is safer than ever before because we are making sure it is really you and not an unauthorized user trying to access your information.I have already set up my contact numbers, why am I being asked for them again?
Occasionally we may prompt you to make sure that the information we have on file is up to date.How will this help prevent online fraud?
If your user name and password are stolen, the fraudster would have to be able to answer your security questions correctly or answer a call at one of the numbers you provided before being able to access your information. If the user is not able to provide this information or be reached on the phone, the activity would be blocked. This added layer of security helps us protect your information.I check my account very often, wouldn't I know if something unusual showed up on my account?
It is great you check your account! It is always a good idea to regularly monitor your account for any unusual activities (like payments you didn't make). This security service helps prevent those incidences from ever occurring, so when you check your account everything is exactly how it should be.I share my computer with someone who has their own account. Can both of us still log in from this machine?
Yes, you can both use the same computer to log on to your individual accounts. There is no limit on how many people can log on the website from the same computer.I already have anti-virus and a personal firewall. Why do I need this?
We are glad to hear you use anti-virus and a personal firewall. Be sure that you keep both software programs up to date for the best possible protection against viruses, Trojans, and hackers. This new security feature protects against other types of threats such as a stolen user name and password. It works with your other personal security programs, but it does not replace them.
If the computer you are currently using is not protected, identity thieves and other fraudsters may be able to get access and steal your personal information.
If you are using safety measures and good practices to protect your home computer, you can protect your privacy and your family. Here are some tips Provident would like to suggest to help you lower your risk while you're online.
Definition: A firewall is a software program or piece of hardware that blocks hackers from entering and using your computer. Hackers search the Internet in a similar manner as telemarketers automatically dial random phone numbers. They send out a ping (call) to thousands of computers and wait for a response. Firewalls prevent your computer from responding to these unsolicited calls. A firewall blocks communications to and from sources you don't permit. This is especially important if you have a high-speed Internet connection, like DSL or cable. Some computer operating systems have built-in firewalls that may be shipped in the "off" mode. Ensure that your firewall is on. To always be effective, your firewall must be set up correctly and updated regularly. You can check your online "Help" feature for specific instructions.Install and use anti-virus software
Anti-virus software helps to protect your computer from viruses that can destroy your data, slow down/ crash your computer, or allow spammers to send email from your account. Anti-virus protection scans your computer and your incoming email for viruses, and then removes them. Anti-virus software must be updated regularly to cope with the latest "bugs" (viruses) circulating on the Internet. Most anti-virus software includes a feature to download updates automatically while you are online. Always make sure that the software is continually running and checking your system for viruses, especially if you download files from the Web or are checking your email. Set your anti-virus software to check for viruses when you first turn on your computer. You should also set the anti-virus software to scan your complete system at least twice a month.Install and use anti-spyware software
Spyware is software installed without your consent or knowledge that has the ability to monitor your online activities and collect your personal information while you are surfing the Web. Certain types of spyware, called keyloggers, record everything you type in - including your passwords, credit card numbers, and financial information. Signs that your computer may be infected with spyware include a sudden influx of pop-up ads, being taken to websites you don't want to go to, and slower performance.
Spyware protection is included in some anti-virus software products. Review your anti-virus software documentation for information on how to activate the spyware protection options. You also purchase separate anti-spyware software programs. Keep your anti-spyware software up to date and run it regularly.
To avoid spyware in the first place, download software only from sites you know and trust. Piggybacking spyware is often an unseen cost of many "free" programs. Do not click on links in pop-up windows or in spam email.Update and maintain your system and browser to protect your privacy
Hackers are continually searching and trying to find flaws and holes in operating systems and browsers. In order to protect your computer and all of your information on it, set the security settings in your system and browser at medium or higher. Review the Tools or Options menus for how to do this. Install updates to your system and browser regularly. You should consider taking advantage of automatic updating if it is available. Windows Update is a service offered by Microsoft. It will automatically download and install software updates to the Microsoft Windows Operating System, Internet Explorer, Outlook Express, and will also deliver security updates to you. Software patching can also be run automatically for other systems, including the Macintosh Operating System.Secure your home wireless network
If you have a wireless network in your home, make sure you take precautions to secure it against hacking. Encrypt your home wireless communications. Select a wireless router that has an encryption feature and turn it on. WPA encryption is considered stronger than WEP. Your computer, router, and other equipment must use the same encryption type. If your router enables identifier broadcasting, be sure to disable it. Note the SSID name so you can connect your computers to the network manually. Hackers know the pre-set passwords of this kind of equipment. Be sure to change the default identifier on your router and the default administrative password. You may want to turn off your wireless network when you are not using it.
Remember that public "hot spots" found in many stores, restaurants and hotels may not be secure. It's safest to avoid accessing or sending sensitive personal or financial information over a public wireless network.
Most companies keep sensitive information in their files, whether it's names, Social Security numbers (SSN), credit cards, or other account data that identifies customers or employees. Businesses often need this information to fill orders, meet payroll, or perform other business functions. But if the information falls into the wrong hands, it can lead to fraud or identity theft. The cost of a security breach can be measured in the loss of your customers' trust and perhaps even a lawsuit, which makes safeguarding personal information just plain good business.
Inventory all file storage and electronic equipment. Where does your company store sensitive data?
Talk with your employees and outside service providers to determine who sends personal information to your business, and how it is sent.
Consider all the ways you collect personal information from customers, and what kind of information you collect.
Review where you keep the information you collect, and who has access to it.Scale down. Keep only what you need for your business.
Use Social Security numbers only for required and lawful purposes. Don't use SSNs as employee identifiers or customer locators.
Keep customer credit card information only if you have a business need for it. Change the default settings on your software that reads customers' credit cards.
Don't keep information you don't need. Review the forms you use to gather data - like credit applications and fill-in-the blank web screens for potential customers - and revise them to eliminate requests for information you don-t need.
Truncate the account information on electronically printed credit and debit card receipts you give your customers. You may include no more than the last five digits of the credit card number, and you must delete the card's expiration date.
Develop a written records retention policy, especially if you must keep information for business reasons or to comply with the law.Lock it. Protect the information that you keep.
Put documents and other materials containing personally identifiable information in a locked room or file cabinet.
Remind employees to put files away, log off their computers, and lock their file cabinets and office doors at the end of the day.
Implement appropriate access controls for your building.
Encrypt sensitive information if you must send it over public networks.
Regularly run up-to-date anti-virus and anti-spyware programs on individual computers.
Require employees to use strong passwords.
Caution employees against transmitting personal information via email.
Create a laptop security policy, for within your office and when your employees are traveling.
Use a firewall to protect your computers and your network.
Set "access controls" to allow only trusted employees with a legitimate business need to access the network.
Monitor incoming Internet traffic for signs of security breaches.
Check references and do background checks before hiring employees who will have access to sensitive data.
Create a procedure to make sure that workers who leave your organization or transfer to another part of the company no longer have access to sensitive information.
Educate employees about how to avoid phishing and phone pretexting scams.
Visit OnGuardOnline.gov for computer security tips, tutorials, and quizzes.Pitch it. Properly dispose of what you no longer need.
Create and implement information disposal practices.
Dispose of paper records by shredding, burning, or pulverizing them.
Defeat dumpster divers by encouraging your staff to separate the stuff that's safe to trash from sensitive data that needs to be discarded with care.
Make shredders available throughout the workplace, including next to the photocopier.
Use wipe utility programs when disposing of old computers and portable storage devices.
Give business travelers and employees who work from home a list of procedures for disposing of sensitive documents, old computers, and portable devices.Plan ahead. Create a plan for responding to security incidents.
Designate a response team led by a senior staff person.
Draft contingency plans for how your business will respond to different kinds of security incidents. Some threats may come out of left field; others - a lost laptop or a hack attack, to name just two - are unfortunate, but foreseeable.
Investigate security incidents immediately.
Create a list of who to notify - inside or outside your organization - in the event of a security breach.
Immediately disconnect a compromised computer from the Internet.
If your personal information is lost, stolen, or compromised, you can reduce the potential damage from identity theft.View Our Identity Theft Flyer
Protect Your Identity
Do not give out personal or account information over the phone, by mail, emails or through the Internet unless you initiated the contact or you are sure you know who you are dealing with.
Never respond to unsolicited requests for your SSN, or requests to verify your financial information.
Secure your personal information in your home, especially if you have roommates, employ outside help or are having service work done in your home.
Guard your mail and trash from theft. Before discarding, shred all documents containing personal information. (Receipts, statements, etc.)
Check all credit card and bank statements monthly for accuracy.
Never open an email or click on the link provided in an email if you think it is fraudulent or is a request for personal information. Internet pages and email links may look like the official site. Call the institution or type in the site address you are familiar with instead of using the link provided in the email.
Obtain a copy of your credit report yearly and check it for accuracy. You can obtain a free copy of your credit report annually from the three major credit bureaus.
Report suspicious emails or calls to the Federal Trade Commission at:(877) IDTHEFT (438-4338)If you Become a Victim
Put a Fraud Alert on Your Credit Reports
Contact one of the three nationwide credit reporting companies, so they can put a fraud alert on your credit report:
Equifax: (800) 525-6285 / Experian: (888) 397-3742 / TransUnion: (800) 680-7289
The one company you call is required to contact the others to place fraud alerts on your file.
A fraud alert may make it more difficult for an identity thief to open any accounts in your name. The alert is maintained on your credit report for at least 90 days. After you create an Identity Theft Report, you may request an extended alert on your file.Review Your Credit Reports
After you place a fraud alert on your credit reports, you are entitled to one free copy of your credit report from each of the three credit reporting companies. Read and review the reports; verify that your name, address, SSN, accounts, and other information are correct.
If the report reflects accounts that you did not open or debts that are not yours, contact the credit reporting companies to report the fraud and have them corrected. You should also contact the security or fraud department of each company where an account was misused or opened without your consent. Ask the company to send you proof that the problem accounts have been corrected or closed.
Create an Identity Theft Report
An Identity Theft Report will help resolve issues with the credit reporting companies, debt collectors, and businesses that allowed the identity thief to open new accounts in your name. The Report can help you:
- Have fraudulent information permanently removed from your credit report
- Prevent a company from collecting debts that result from identity theft or selling the debts to other companies for collection
- Get an extended fraud alert placed on your credit report
- File an identity theft complaint with the FTC. - Online: http://ftc.gov/idtheft / Phone: (877) 438-4338
- When you file your complaint with the FTC, obtain a copy of the FTC affidavit that shows the details of your complaint. The online complaint site describes how you can print your completed affidavit. If your complaint is filed by phone, ask the counselor how to get a copy of your affidavit.
- Take your completed FTC identity theft affidavit to your local police, or to the police where the theft occurred, and file a police report. Obtain a copy of the police report or the report number.
Your FTC identity theft affidavit plus your police report create an Identity Theft Report. Send a copy of the Identity Theft Report to each company where you report fraud. Request that they remove or correct fraudulent information on your accounts.
To learn more about how to protect your personal information and respond to identity theft go to https://identitytheft.gov
At Provident Bank, protecting the privacy and security of your personal information is important to us. We collect, retain, and use information about you in order to administer our business and to provide quality products and services that may be of benefit to you. We consider safeguarding your financial information a fundamental part of our business philosophy.
Information We Collect
When you visit our website, we may collect the following information in order to service your accounts:
Information we receive from you on applications or other forms (such as your name, address, Social Security number, assets and income)
Information about your online transactions with us, as well as information about our online communications with you. Examples include your online bill payments and your activity on the website, such as collecting information on product information reviewed.Visitors to Our Website
You may have the ability to activate web browser tracking settings or other mechanisms that give you the option to control the collection of personally identifiable information about your online activities over time and across third-party websites or online services. Our response to these settings and mechanisms will depend on the setting and mechanism and the impact on our collection and tracking practices. At this time, our website only tracks your activities while on our website and, unless you register with us for a service, we do not collect any personally identifiable information about you. The tracking is facilitated using 'cookies' that we place on your computer. If you choose not to accept cookies or remove locally stored cookies, we will not track your activity on our website; however, some features and services on our website may not be available to you. For more information regarding cookies, refer to 'Visitors to Our Website' in this policy.Third Parties
When you use our website or online service, third parties acting on our behalf may collect the personally identifiable information and website activity identified above. This may include the personally identifiable information collected when you register with us for a service. Depending on the third party websites you visit, as well as any preferences and authorizations you have provided to others, your activity on our website and across other websites, including personally information you provide, may be tracked and collected by third parties. Also, third parties may offer services on our website from time to time. If you access their websites or provide them with information, these third parties may track your activity across websites and collect your personally identifiable information, all subject to the third party's privacy and security practices. For further details, refer to 'Links to Other Web Sites' and 'Services and Advertisements by Third Parties' in this policy.Disclosure Of Non-Public Personal Information
We do not disclose non-public personal information about our customers to non-affiliated third parties, except as permitted by law. You do not have to take any action or instruct us to keep your information confidential. We will protect your privacy automatically. If you end your relationship with the Bank, we will continue to adhere to the information policies and practices described in this policy.
There are instances when information about you may be provided to others. For example, we are permitted by law to share information:
- Within the Bank in order to service your accounts or to market other products or services we may offer.
- With non-financial companies that perform services on our behalf, such as check printers, data processing companies, companies that prepare or mail account statements, or companies that perform marketing services on our behalf.
- With credit bureaus about loans we make, whether or not they are handled properly, and about deposit accounts that are not handled properly.
- In order to comply with a number of laws and regulations we are required to furnish various reports to federal, state, and/or local government officials regarding certain transactions or accounts.
- To comply with subpoenas and other legal processes that require us to provide information about your accounts or other business with the Bank.
- If we suspect that a crime involving you or your loan or deposit account may have been committed.
- With our regulatory agencies and agents of the Bank or its affiliated companies, such as our independent auditors, consultants or attorneys, all of who will be bound to protect the information as we do.
- With others that you, or any other person with signing authority over your account, have given us oral or written permission to do so.
We have procedures in place that help us to maintain the accuracy of the personally identifiable information that we collect. Please contact us at the number or address set forth below if you believe that our information about you is incomplete, out-of-date, or incorrect. If you are an online banking customer, sign-on to Online Banking to review and correct information about yourself, such as a change in your address or email address.Links to Other Web Sites
Our web site may feature links to third party web sites that offer goods, services or information. Some of these sites may appear as windows-within-windows at this site. When you click on one of these links, you will be leaving our site and will no longer be subject to this policy. We are not responsible for the information collection practices of the other web sites that you visit and urge you to review their privacy policies before you provide them with any personally identifiable information. Third party sites may collect and use information about you in a way that is different from this policy.Services and Advertisements by Third Parties
We feel strongly about protecting the privacy of children and teenagers. As such, we do not knowingly collect personally identifiable information from such individuals through our web site.Changes to This Policy
If you have any questions or concerns about the integrity of your account information, or any other aspect of our business operations, please do not hesitate to telephone or come in to talk to our staff. You may also write to:Provident Bank
Attention: Compliance Officer
3756 Central Ave.
Riverside, CA 92506
We value your business and hope you will continue banking with us for many years to come.
Disclaimer for links provided in this newsletter: If you click on a link within the following newsletters, you will be linking to another website not owned or operated by Provident Bank. Provident Bank is not responsible for the availability or content of this website and does not represent either the linked website or you should you enter into a transaction. We encourage you to review their privacy and security policies which may differ from Provident Bank.
- What is Elder Abuse?
- Physical abuse occurs when an elderly person encounters illness, pain, injury, functional impairment, distress, or death as a result of the willful use of physical force and may include actions such as kicking, hitting, pushing, slapping, or burning.
- Sexual abuse is the unwanted or forced sexual interaction of any kind with an older adult. This could include unwanted sexual contact or non-contact actions such as sexual harassment.
- Psychological or Emotional abuse refers to verbal or nonverbal behaviors that inflict anguish, mental pain, fear, or distress on an older adult. Examples may include humiliation and/or disrespect, verbal and non-verbal threats, harassment, and isolation (geographic or interpersonal).
- Neglect is a failure to meet an older adult’s basic needs. These needs may include food, water, clothing, shelter, hygiene, and essential medical care.
- Financial Abuse is the unauthorized, improper, or illegal use of an older adult’s money, assets, benefits, property, or belongings for the explicit benefit of someone other than the elderly adult. Common financial abuse scenarios include:
- Misappropriation of income or assets
- Improper or fraudulent use of the power of attorney or fiduciary authority
- Obtain money or property by undue influence
- How big is the problem?
- How can elder abuse be prevented?
- Observe signs of insufficient care or unpaid bills despite adequate financial resources.
- Learn how signs of elder abuse are different from the normal aging process.
- Listen to older adults and their caregivers to understand challenges and provide support.
- Learn how to recognize and report elder abuse
- Provide stressed caregivers with support from family and friends, day care programs, and counseling.
- How can you avoid becoming a victim of financial abuse?
- Use direct deposit for all checks. Sign your own checks and do not sign a "blank check" for anyone.
- Have a trusted third person review your bank statement if someone helps you manage your finances. Put all financial instructions in writing and be specific.
- Establish a banking relationship with the staff at your bank.
- Execute a power of attorney with a trusted friend, relative, or attorney. The definition of this may be as limited or as broad as you wish.
- Do not sign over money or property to anyone in return for care, including family and friends.
- Keep all important documents together. This includes wills/trusts, insurance policies, and bank account information. Be sure to let someone know where these documents are kept.
- Never give out credit card numbers over the phone unless you placed the call. Never give out your Social Security Number or bank account number over the phone.
- If something seems "to good to be true," it is probably a scam. This includes being told you won a prize for a drawing you did not enter or that someone will get you 100 percent return on an investment.
- How can elder abuse be reported?
- If you think someone is in urgent danger, CALL 911 or your local police to get help right away.
- County of Riverside Adult Protective Services
- National Center on Elder Abuse (NCEA)
- California Bankers Association Elder Abuse Brochure
Elder abuse is a willful act or a failure to act that creates or causes a risk of harm to an older adult. An older adult is considered to be someone age 60 or older. The abuse occurs at the hands of a family member, a caregiver, or a person the elder trusts. Common types of elder abuse include:
Elder abuse is a serious problem in the United States. The number of cases is underestimated as the number of nonfatal injuries is limited to older adults who are treated in emergency departments. The information doesn’t include those treated by other providers or those that do not need or do not seek treatment. Additionally, because elders are afraid or unable to tell police, friends, or family about the violence, many cases aren't reported. Victims need to decide whether to tell someone they are being hurt or continue to be abused by someone they depend upon or care for deeply.
Elder abuse is common. Approximately 1 in 10 people aged 60 and over who live at home experienced abuse, including exploitation and neglect. In the years 2002 through 2016, more than 643,000 older adults were treated in the emergency department for nonfatal assaults and over 19,000 homicides occurred.
Financial abuse is hard-to-detect and is becoming a widespread issue. Financial neglect occurs when an older adult’s financial responsibilities such as paying rent or mortgage, medical expenses or insurance, utility bills, or property taxes, are ignored, and the person’s bills are not paid. Even strangers can steal financial information using the telephone, internet, or email. Be careful about sharing any financial information over the phone or online.
There are many factors that may increase or decrease the risk of inflicting and/or experiencing elder abuse. To prevent elder abuse, we must observe and correct the factors that put people at risk for or protect them from violence.
To report elder abuse and to learn more, please follow the links below.