Home Loan Information

Loan Rate and APR information for:  August 7, 20201Rates subject to change without notice except as required by law
Rate: 3.375% APR: 3.414%
Rate: 3.500% APR: 3.539%
Rate: 3.625% APR: 3.665%

Begin the Application Process Today!

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Call Our Loan Center

Call us today at 800-250-1713 at our Direct Loan Center. We can take your application or answer any questions you have.

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Short Application

Want to start the loan application process but don't have all your documentation? You can start here!

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Full Application

Complete your full application online now to start the loan application process!

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Product and Pricing

Check out our rates and select the right product for you.


Home Purchase

Whether you are a first-time homebuyer, a renter, or you are purchasing a new home, we have an assortment of tools and loan programs to meet your individual financing needs. Use our easy-to-navigate site, or contact us directly by phone.


    We can help you realize your homeownership dreams by offering you all the best advantages:
  • Low Rates
  • Online Application
  • Experienced Loan Professionals
In addition to the loan programs listed below, Provident Bank offers other programs. Please consult us for more information.
Loan Programs Advantages Disadvantages
Adjustable Rate Mortgages
10/1 ARM
7/1 ARM
5/1 ARM

  • Lower initial monthly payment
  • Lower payment over a shorter period of time
  • Rates and payments may go down if rates improve
  • Interest rate may increase after fixed rate period


Find out if now is the right time to refinance! You may be able to reduce your monthly payments or reduce the life of your loan by getting a lower interest rate or a new loan term.

    Some key reasons to consider refinancing:
  • Get a lower-rate mortgage
  • Consolidate a first and second mortgage into one lower payment
    The advantages we offer you for your refinancing needs are:
  • Low Rates
  • Easy information application online
  • Guidance & advice from an experienced loan professional