Current Rates

23 Month Special (2)

$1,000  Minimum Deposit to Open
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$1,000 - $9,999 APY: 0.35%
$10,000 - $24,999 APY: 0.45%
$25,000 - and Over APY: 0.55%

40 Month Special CD-NEW (3)(4)

$1,000  Minimum Deposit to Open
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$0 - $999 APY: 0.00%
$1,000 - $9,999 APY: 1.15%
$10,000 - $24,999 APY: 1.25%
$25,000 - and Over APY: 1.35%

1 Year PLUS (1)

$1,000  Minimum Deposit to Open
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$0 - $999 APY: 0.00%
$1,000 - $9,999 APY: 0.35%
$10,000 - $24,999 APY: 0.40%
$25,000 - $49,999 APY: 0.45%
$50,000 - $999,999,998 APY: 0.45%

2 Year PLUS (1)

$1,000  Minimum Deposit to Open
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$0 - $999 APY: 0.00%
$1,000 - $9,999 APY: 0.60%
$10,000 - $24,999 APY: 0.65%
$25,000 - $49,999 APY: 0.70%
$50,000 - and Over APY: 0.70%

3 Year PLUS (1)

$1,000  Minimum Deposit to Open
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$0 - $999 APY: 0.00%
$1,000 - $9,999 APY: 0.90%
$10,000 - $24,999 APY: 0.95%
$25,000 - $49,999 APY: 1.00%
$50,000 - and Over APY: 1.00%

4 Year PLUS NEW (1)

$1,000  Minimum Deposit to Open
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$0 - $999 APY: 0.00%
$1,000 - $9,999 APY: 1.20%
$10,000 - $24,999 APY: 1.25%
$25,000 - $49,999 APY: 1.30%
$50,000 - and Over APY: 1.30%

5 Year PLUS New (1)

$1,000  Minimum Deposit to Open
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$0 - $999 APY: 0.00%
$1,000 - $9,999 APY: 1.30%
$10,000 - $24,999 APY: 1.40%
$25,000 - $49,999 APY: 1.50%
$50,000 - and Over APY: 1.50%
(1) NOTE: In order to receive the quoted Annual Percentage Yield, you must maintain a checking account with the following:

   • Minimum daily balance of $2,500
    AND
   • Monthly recurring direct deposit

(2) NOTE: This account will automatically renew into our standard 2 year CD at maturity.
(3) NOTE: Available from May 1, 2018 to May 31, 2018. This account will automatically renew into our standard 4 year CD at maturity.
(4) NOTE: If you are 59 1/2 or older, you have the ability to upgrade your Individual Retirement Certificate of Deposit Account to a higher rate once every 12 months. The rate increase cannot be more than 50 basis points higher than the rate on your current account. Any request to upgrade an account before satisfying the 12 month period will be subject to the normal certificate penalty. Ask a bank representative for more information.
Early Withdrawal Penalty: If you withdraw any principal before the maturity date, a penalty may be imposed on the amount withdrawn. Withdrawals will reduce earnings. For tiered accounts the interest rate in effect is paid on the entire balance in your account.

Subject to change. For specific and additional product details please refer to Provident's Deposit Account Agreement and Disclosure booklet, Product Disclosures, and Schedule of Fees. Visit your local Branch or call (800) 442-5201 for further information and complete terms and conditions. Fees may reduce your actual earnings. Rates may change after account is opened. All rates, fees, terms, and programs are subject to change without notice except as required by law.