eVantage
Designed for those who don’t want to worry about carrying a minimum daily balance, don’t want to write checks, and prefer using eServices to manage their accounts.
Minimum Deposit To Open
$25
Monthly Service Charge
$4.95 and requires eStatements
Complimentary eServices -- Select item for more information
Visa Debit Card
- • Access to Provident Bank and 55,000 Surcharge-Free ATMs through the Allpoint Network
- • Chip Card technology – click for more information
- • No Foreign ATM Fees. Service fees charged by other ATM owners still apply.
Overdraft Protection
- • Savings Overdraft
- • Overdraft Line of Credit (subject to credit approval)
Provident Value Checking™
Designed for those who prefer to use their Provident Bank Visa Debit Card, have direct deposit and utilize eServices, this is our most popular checking account.
Minimum Deposit To Open
$100
Monthly Service Charge
$15 -OR- Fee reduced by $5 with each of the following every month
(1):
- • eStatement
- • Recurring Direct Deposit
- • Using your Provident Bank Visa Debit Card 20 times or more -excludes ATM transactions
Complimentary eServices -- Select item for more information
Visa Debit Card
- • Access to Provident Bank and 55,000 Surcharge-Free ATMs through the Allpoint Network
- • Chip Card technology – click for more information
- • No Foreign ATM Fees. Service fees charged by other ATM owners still apply.
Overdraft Protection
- • Savings Overdraft
- • Overdraft Line of Credit (subject to credit approval)
(1) To reduce the monthly service charge of $15 during each statement cycle, you must be enrolled in the applicable services AND conduct the required number of transactions as mentioned in these three steps. a. Sign up to receive Electronic Statements. b. Sign up for monthly recurring Direct Deposits. c. Use your Provident Bank Visa® Debit Card for 20 or more purchases (excludes ATM Transactions). Completing only one of the steps mentioned above, during a statement cycle, will reduce the total monthly service charge by $5 for that statement cycle. Completing only two of the steps mentioned above, during a statement cycle, will reduce the monthly service charge by $10 for that statement cycle. Additional fees and charges may apply to the direct deposit, electronic statement, and debit card services. Entering a separate service agreement will be required to activate some services. Debit card transactions are based on the transaction posting date. “Month” corresponds with the monthly statement cycle.
All the benefits of Value Checking, plus earns interest.
Minimum Deposit To Open
$100
Monthly Service Charge
$15 with eStatement -OR- $17 with paper statement
Fee waived every month with:
- • $2,500 minimum daily balance AND Direct Deposit
Interest Bearing Account - View Rates
Complimentary eServices -- Select item for more information
Visa Debit Card
• Access to Provident Bank and 55,000 Surcharge-Free ATMs through the Allpoint Network
• Chip Card technology – click for more information
• No Foreign ATM Fees (Service fees charged by other ATM owners still apply)
Overdraft Protection
- • Savings Overdraft
- • Overdraft Line of Credit (subject to credit approval)
Additional Benefits
- • $5 off any check style when ordering checks
Designed for those ages 50 and better, this account earns interest.
Minimum Deposit To Open
$100
Monthly Service Charge
$5 with eStatement -OR- $7 with paper statement
Fee waived every month with:
- • $1,000 minimum daily balance
Interest Bearing Account - View Rates
Complimentary eServices -- Select item for more information
Visa Debit Card
- • Access to Provident Bank and 55,000 Surcharge-Free ATMs through the Allpoint Network
- • Chip Card technology – click for more information
- • No Foreign ATM Fees (Service fees charged by other ATM owners still apply)
Overdraft Protection
- • Savings Overdraft
- • Overdraft Line of Credit (subject to credit approval)
Additional Benefits
- • Complimentary Provident Bank standard image checks (limit of one (1) box per year) OR $5 off any check style when ordering checks – does not include delivery and applicable tax.
- • Complimentary Cashier’s Checks (limit of five (5) per month)
- • Complimentary Traveler’s Cheques and Money Orders
- • Complimentary 2x5 Safe Deposit Box OR equivalent credit towards annual fee of any box.
Designed for teens 13-19 years of age (1).
Minimum Deposit To Open
$25
Monthly Service Charge
None and requires eStatements
Complimentary eServices -- Select item for more information
Visa Debit Card
- • Access to Provident Bank and 55,000 Surcharge-Free ATMs through the Allpoint Network
- • Chip Card technology – click for more information
- • No Foreign ATM Fees. Service fees charged by other ATM owners still apply.
Overdraft Protection
(1) A parent or guardian must be joint owner on the account for teens who are 13-17 years of age.
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